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SIP Calculator

See what a monthly investment could grow to, and how much of it is your own money versus returns.

Result

See what a monthly investment could grow to, and how much of it is your own money versus returns. Everything is worked out in your browser, so your figures never leave your device.

How to use the SIP Calculator

  1. Enter your figures in the fields above.
  2. The result updates instantly as you type — there is no button to press and nothing to wait for.
  3. Adjust any value to compare scenarios side by side.

Why use this calculator

Frequently Asked Questions

How does a SIP calculator work?

It assumes you invest a fixed amount every month and that the investment grows at a steady annual rate, compounding monthly. Each month's contribution earns returns for the remaining months of the period.

What is a step-up SIP?

A step-up SIP increases your monthly contribution by a set percentage every year, usually to match rising income. Tick the step-up option to include this in the projection.

Are the returns guaranteed?

No. Market-linked investments do not offer guaranteed returns. The figure shown is a projection using the rate you entered — actual results will differ, and can be lower.

Does this account for tax or fund charges?

No. It shows gross growth. Taxes on gains and any fund expense ratio would reduce the final amount.

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